Last updated 18 December 2025
We recommend using *Rain Spend,* a corporate card program backed by stablecoins. This guide covers how to use Teams to fund and manage collateral in Rain Spend. For card issuance, controls, and other Rain Spend features, contact Rain Spend’s support.
Rain Spend uses onchain stablecoins as collateral to set monthly spend limits on your company credit card accounts.
You deposit stablecoins up front. At the end of each billing cycle, the amount you spent is deducted from your account’s collateral. Any remaining balance carries forward as your available spend for the next month.
Recommended: For clean accounting create a dedicated account in Teams for Rain Spend collateral and use this account only for Rain Spend funding.
Go to use.rain.xyz/signup and complete Rain Spend’s KYB process. Have your company documents (EIN, formation) ready before starting.
In Rain Spend, select your profile in the top right and open wallet settings.
Select Link account and choose WalletConnect.
Note: Rain Spend, for reasons we don’t yet understand, doesn’t handle SplitsConnect well during setup. If you encounter connection or account-selection issues, removing and re-linking your Teams account should resolve the problem.
Return to your Team account and sign the message verifying your account.
In your Rain Spend account dialog, select the Team account address.